Bitcoin? Blockchain? Which is Which? Does it Matter?

Lately, the media have been reporting almost non-stop on bitcoin.  Or is it blockchain?   Or is it both? If you’re new to bitcoin (and blockchain), all of the ...

To Grow Your Business, Consider a Merchant Cash Advance

In our last post, we discussed how hard it can be to get a business expansion loan from the bank. So, what are the alternatives? You can open a business credit card...

Why It’s So Tough To Get A Business Expansion Loan

You’re running a successful business, getting into a groove of day-to-day operations when it suddenly becomes abundantly clear – you need cash to keep the growth...

10 Insurance Policies For Retail & Hospitality Business Owners

When you wrote the business plan for your company, you probably didn’t get too excited at the thought of figuring out which insurance policies you’d need. Or eve...

DIY Accounting: 3 Software Programs To Explore

As a small business owner, you have two basic choices when it comes to keeping your books -- hire an accountant or do it yourself. Both have their advantages. For th...

5 Business Moves to Reduce Credit Card Transaction Costs

Things You Can Do WITHOUT Arguing Over Rate

Much of the cost of processing card transactions is “firm.” But there are still a few things you could investigate that might lower your costs. Here is our list...

Explaining the Time Lag from Credit Card Sale to Deposit

Credit Card Batch Processing & When Money Reaches Your Account

When Do You See Money? “When will funds be posted to my account?”  That’s the second most popular question that merchants have (after “What are my fees goi...

Credit Cards, Chip Cards, Fraud, and Rates

How Rates Are Affected by Your Fraud Risk

What am I paying for?  Who am I paying? Is it too much?   Do I have options? We get it! Fees are no joke and deciding who to work with, why they charge what t...

The New Tax Bill – By The Numbers

With all the debate about the newly passed tax reform bill, it can be hard to know how it’ll affect your own wallet. For instance, Congress preserved the pass-thro...

PCI Compliance Made Simple

Do It or Risk Financial Catastrophe

PCI Compliance. You’ve heard of it. You know you need it.  But you may not be quite sure what it’s all about. You might even be intimidated by it. So, in keepin...