Simpay Select Plus – Flexible Payment Processing & Pricing Models

Rising credit card processing fees can eat into your profits, making it difficult to manage expenses. Simpay Select Plus gives your business flexible options through structured payment processing pricing models, allowing you to decide how transaction costs are handled instead of being locked into a single approach. Whether you’re a retail store, restaurant, service provider, or eCommerce business, our tailored solutions ensure that you’re not overpaying for credit card processing fees.

By leveraging Simpay Select Plus, you gain transparency, compliance, and better cash flow management, allowing you to focus on scaling your business without the burden of high transaction fees.

Customer using mobile wallet to complete contactless payment at retail checkout counter with POS terminal

What Is Simpay Select Plus?

Simpay Select Plus is a comprehensive payment processing solution designed for businesses that want flexible, cost-saving transaction options. Unlike traditional payment processors that charge flat-rate processing fees without alternatives, Simpay Select Plus lets businesses select the model that works best for them.
  • Traditional Payment Processing

    Keep Flat-rate Pricing With No Hidden Fees.
  • Surcharging Program

    Offset Processing Fees by Adding a Small Charge to Credit Card Transactions.
  • Dual Pricing Model

    Offer Cash and Credit Card Pricing Options to Give Customers Flexibility While Reducing Costs.
With Simpay Select Plus, businesses avoid excessive processing fees, remain compliant with state and card brand regulations, and enhance customer payment experiences.

What Are The Simpay Select Plus Pricing Models?

Simpay Select Plus offers three distinct pricing models, allowing businesses to choose the one that best suits their operations and financial goals.

Woman shopping online with a credit card, illustrating seamless checkout with traditional pricing.

For businesses that prefer consistent, predictable pricing, traditional payment processing provides stability with:

  • Standard Payment Processing Rates

    Standard Payment Processing Rates With No Surprise Costs.

  • No Additional Payment Processing Fees

    No Additional Payment Processing Fees Passed to Customers.

  • Seamless Integration with POS Systems 

    Seamless Integration with POS Systems and Accounting Software.

This model is ideal for businesses that want a straightforward approach without modifying customer pricing strategies.

Restaurant staff hands receipt to customer as part of a compliant surcharging program for card payments.

The surcharging program helps businesses recover processing fees by adding a small surcharge to credit card transactions.

  • Surcharging is Legally Compliant

    Surcharging is legally compliant and follows state and credit card brand regulations.

  • Surcharging Encourages Cash Payments

    Surcharging encourages cash and debit payments to reduce payment processing fees.

  • Fully Automated Payment Processing System

    Fully automated payment processing system for easy implementation and transparency.

Businesses that use surcharging save thousands annually by shifting the cost of credit card transactions to customers who choose to use them.

dual pricing 1

The dual pricing model provides customers with two different prices at checkout:

  • Lower Sales Pricing Model

    Lower pricing model for cash payments to encourage customers to pay with cash.

  • Standard Credit Card Pricing Model

    Standard credit card pricing model that includes payment processing fees.

  • Transparent Dual Pricing

    Transparent dual pricing for clear customer choices.

  • Dual Pricing Encourages Cost-Saving

    Dual pricing encourages cost-saving behaviors by offering a cash discount.

  • Models for Dual Pricing are Fully Compliant

    Models for dual pricing are fully compliant with industry regulations.

The Dual Pricing Model is ideal for restaurants, auto repair shops, and retail businesses that handle large volumes of cash payments and want to lower overall transaction fees.

Why Businesses Choose Simpay Select Plus?

Many businesses struggle with hidden processing fees, high transaction costs, and limited flexibility in payment structures. Simpay Select Plus helps solve these issues by offering alternative pricing options that align with your business goals and customer preferences.

retail

Unlike one-size-fits-all solutions, Simpay Select Plus gives businesses the ability to:

  • Select a Pricing Model for Payment Processing

    Select a pricing model that aligns with their financial strategy.

  • Control and Reduce Payment Processing Costs

    Control and reduce processing costs based on customer behavior.

  • Optimize Revenue Streams

    Optimize revenue streams  without sacrificing customer satisfaction.

Choosing the right payment model, allows businesses to improve profitability and cash flow while ensuring a smooth checkout experience.

Person using a calculator and reviewing charts, highlighting cost analysis with a transparent pricing model.
Simpay Select Plus eliminates unnecessary costs by giving businesses alternative pricing strategies that:
  • Lower Payment Processing Fees

    Lower processing fees by encouraging cash transactions.
  • Boost Business Profits

    Boost profits by implementing surcharging to offset card fees.
    • Maintain Compliance for Payment Processing

      Maintain compliance while reducing overall expenses.
Tech security
Compliance with state and card network rules is crucial for businesses using surcharging and dual pricing models. Simpay Select Plus provides:
  • Automatic Compliance Updates

    Automatic compliance updates to adhere to local regulations.
  • Secure Transaction Encryption

    Secure transaction encryption to protect customer payment data.
  • Clear, Transparent Pricing 

    Clear, transparent pricing displays to avoid legal issues.
Simpay ensures that businesses stay compliant and protect their reputations while lowering costs.
Customer handing a credit card to the cashier at the retail counter while the transaction is completed on the POS terminal

Simpay Select Plus is ideal for businesses looking to lower credit card processing fees while maintaining high-quality service.

Small business owner operating a checkout system behind the counter while assisting a customer with a purchase

When you’re looking for flexible payment processing models that save your business thousands of dollars per year, Simpay Select Plus is the perfect solution.

  • Select From Payment Pricing Models.

    Select From Traditional, Surcharging, or Dual Payment Pricing Models.

  • Lower Payment Processing Fees

    Lower Payment Processing Fees & Improve Your Profit Margins.

  • Maintain Payment Processing Compliance

    Maintain Payment Processing Compliance With PCI Security Standards.

Ready to take control of your costs with smarter payment processing pricing models?

Frequently Asked Questions About Simpay Select Plus

What is Simpay Select Plus?

Simpay Select Plus is a payment processing solution designed for businesses that want more control over costs. It offers flexible pricing models that allow you to choose the structure that best supports your operations and financial goals.

Simpay Select Plus includes three pricing models: traditional flat-rate pricing, credit card surcharging, and dual pricing for cash and card transactions. These flexible pricing models give you the ability to align payment processing with your customer base and overall business strategy.

Depending on the pricing model you choose, you can offset or significantly reduce credit card processing fees. Surcharging and dual pricing options help protect your margins, especially for high-volume businesses.

Yes. When implemented correctly, these pricing models must follow card brand guidelines and state regulations. Simpay helps ensure your setup meets PCI compliance standards and applicable surcharging requirements.

No. Our team manages setup, compliance configuration, and integration with your POS system. You can transition to new payment processing pricing models with minimal disruption and ongoing U.S.-based support.