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Small Businesses & Their Marketing Dollars

A big question for small businesses is "How much should I spend on marketing?" We thought it might help if you knew what your fellow business owners are doing market...

5 Business Moves to Reduce Credit Card Transaction Costs

Things You Can Do WITHOUT Arguing Over Rate

Much of the cost of processing card transactions is “firm.” But there are still a few things you could investigate that might lower your costs. Here is our list...

Explaining the Time Lag from Credit Card Sale to Deposit

Credit Card Batch Processing & When Money Reaches Your Account

When Do You See Money? “When will funds be posted to my account?”  That’s the second most popular question that merchants have (after “What are my fees goi...

A Merchant’s Guide to Credit Card Costs

Understanding Credit Card Transaction Fees & Interchange

How Are Credit Card Transaction Fees Calculated? The card brands (VISA, MC, DISCOVER, AMEX) control between 70% to 90% of the fees you pay each month.  That's some...

Credit Cards, Chip Cards, Fraud, and Rates

How Rates Are Affected by Your Fraud Risk

What am I paying for?  Who am I paying? Is it too much?   Do I have options? We get it! Fees are no joke and deciding who to work with, why they charge what th...

When a Credit Card is Used — How Your Data Moves

The Credit Card Transaction Process Is 5 Seconds Of Pure Magic

This week, we’re going ‘inside the transaction’ and break down what really happens during those precious seconds from swipe to receipt during every credit card...

Credit Card Processing Explained — Who All the Players Are

A Lot of People Work Together to Process a Credit Card

A lot goes into the convenience of a consumer swiping their credit card at your business. Of course, for you, the merchant, the big thing you see is fees, right? But...

The New Tax Bill – By The Numbers

With all the debate about the newly passed tax reform bill, it can be hard to know how it’ll affect your own wallet. For instance, Congress preserved the pass-thro...

Is Your Data Secure?

The Quiz Your Small Business Needs To Take

It’s not just the “big guys” that become the victims of a data breach. It happens to businesses of all shapes and sizes. This quiz will help you determine if y...

Tips On Dealing With Disruptive Customers

Disruptive customers have a way of quickly turning what was an enjoyable workday into a sour experience. There are few things worse. So, what do you do when these s...